Money has a way of getting between friendships and nothing breaks a friendship more quickly than not paying back a loan when you said you would. It’s a betrayal of trust and puts the friend who loaned the money in the awkward position of being the ‘bad guy’ by asking for the money back.
If you have been late paying back money to a friend then use this letter to apologise, who knows, it might get your friendship back on track.
Dear [friend’s name]
Letter being re-written please try again on Thursday 15th October